USA Funded Trading Guide — 2026
Best Prop Firms
for US Traders
Comparison of the top funded trading firms that accept United States clients in 2026. Account sizes, drawdown rules, profit splits, and position sizing strategy for each firm.
US Trader Access — Quick Reference
FTMO
Top PickCzech Republic (accepts US traders)
Account Sizes
$10k – $200k
Profit Target
10% Phase 1 / 5% Phase 2
Daily Drawdown
5% per day
Max Drawdown
10% total
Profit Split
Up to 90% split
Instruments
Forex, Gold, Indices, Crypto, Commodities
Industry gold standard. Strict evaluation but reliable payouts.
Apex Trader Funding
Top PickUSA (Texas-based)
Account Sizes
$25k – $300k
Profit Target
6% Phase 1 only (single-phase)
Daily Drawdown
3% trailing drawdown
Max Drawdown
6% (trailing from peak)
Profit Split
Up to 90% split
Instruments
Futures (ES, NQ, CL, GC, YM)
Best for US futures traders. No Phase 2. Trailing drawdown requires tighter sizing.
Topstep
USA (Chicago-based)
Account Sizes
$50k – $150k
Profit Target
$3k–$9k fixed dollar targets
Daily Drawdown
$1,000–$3,000 daily loss limit
Max Drawdown
$2,000–$6,000 trailing
Profit Split
90% after first $10k, 100% after
Instruments
CME Futures (ES, NQ, 6E, CL, ZN)
US-based, regulated environment. Best for CME futures traders.
E8 Funding
International (accepts US traders)
Account Sizes
$25k – $400k
Profit Target
8% Phase 1 / 5% Phase 2
Daily Drawdown
5% per day
Max Drawdown
8% total
Profit Split
Up to 85% split
Instruments
Forex, Gold, Indices, Crypto
Higher account sizes available. Competitive for traders scaling to $400k.
Funded Next
International (accepts US traders)
Account Sizes
$6k – $200k
Profit Target
10% Phase 1 / 5% Phase 2
Daily Drawdown
5% per day
Max Drawdown
10% total
Profit Split
Up to 90% split
Instruments
Forex, Gold, Indices, Crypto
Budget entry points at $6k. Good for first-time challenge traders.
MyFundedFX
International (accepts US traders)
Account Sizes
$10k – $200k
Profit Target
8% Phase 1 / 5% Phase 2
Daily Drawdown
4% per day
Max Drawdown
8% total
Profit Split
Up to 85% split
Instruments
Forex, Metals, Indices
Slightly tighter daily drawdown (4%) — use 0.35% risk per trade.
Side-by-Side Comparison
All values as of April 2026. Verify current rules on each firm's website before purchasing.
| Firm | Max Account | Phases | Daily DD | Max DD | Split |
|---|---|---|---|---|---|
| FTMO | $200k | 2 Phase | 5% per day | 10% total | 90% |
| Apex Trader Funding | $300k | 1 Phase | 3% trailing drawdown | 6% (trailing from peak) | 90% |
| Topstep | $150k | 1 Phase | $1,000–$3,000 daily loss limit | $2,000–$6,000 trailing | first |
| E8 Funding | $400k | 2 Phase | 5% per day | 8% total | 85% |
| Funded Next | $200k | 2 Phase | 5% per day | 10% total | 90% |
| MyFundedFX | $200k | 2 Phase | 4% per day | 8% total | 85% |
Position Sizing Calculator — By Firm
The correct lot size depends on your prop firm's daily drawdown limit. Use the Trade90 Safety System: risk 50% of the daily drawdown limit per day, split across a maximum of 2 trades.
| Firm | $100k Account | Daily DD Limit | T90 Daily Budget | Risk Per Trade | EUR/USD @ 25-pip SL |
|---|---|---|---|---|---|
| FTMO | $100,000 | $5,000 (5%) | $1,000 (1%) | $500 (0.5%) | 2.00 lots |
| E8 Funding | $100,000 | $5,000 (5%) | $1,000 (1%) | $500 (0.5%) | 2.00 lots |
| Funded Next | $100,000 | $5,000 (5%) | $1,000 (1%) | $500 (0.5%) | 2.00 lots |
| MyFundedFX | $100,000 | $4,000 (4%) | $700 (0.7%) | $350 (0.35%) | 1.40 lots |
Trade90 Safety System formula: Risk per trade = 50% of daily drawdown limit ÷ 2 trades. This keeps your total daily exposure at half the firm's hard limit, giving you a recovery buffer even on back-to-back losses.
Open Position Size Calculator →US Funded Trader FAQ
Which prop firms accept US traders in 2026?
The top prop firms accepting US traders in 2026 are FTMO, Apex Trader Funding, Topstep, E8 Funding, Funded Next, and MyFundedFX. US-based firms include Apex Trader Funding (Texas) and Topstep (Chicago), which trade CME futures rather than CFDs — an important distinction for CFTC-regulated US traders. FTMO and E8 Funding are internationally based but openly accept US clients for forex and metals trading.
Can US traders trade Forex through prop firms?
Yes, US traders can trade forex through prop firms. FTMO, E8 Funding, Funded Next, and MyFundedFX all accept US clients for forex (EUR/USD, GBP/USD, USD/JPY, etc.), gold, and indices. These firms are not CFTC-regulated brokers — they offer funded trading evaluations, which operates differently under US law. Apex Trader Funding and Topstep focus on CME futures, which are directly regulated by the CFTC.
What is the best position sizing strategy for FTMO and prop firm challenges?
The Trade90 Safety System recommends 0.5% maximum risk per trade for all funded account challenges. At 0.5%, five consecutive losing trades cost only 2.5% — well inside the 4–5% daily drawdown limits used by FTMO, E8, and most other firms. The formula is: Lot Size = (Account Balance × 0.005) ÷ (Stop Loss Pips × Pip Value per Lot). Use the free TRADE90 position size calculator to compute this instantly.
Is Apex Trader Funding good for US traders?
Yes. Apex Trader Funding is one of the best prop firm options for US-based traders because it is a US company (based in Texas) that offers futures evaluations on CME instruments — ES (S&P 500), NQ (Nasdaq), CL (crude oil), and GC (gold futures). The single-phase evaluation with a 6% profit target is more achievable than two-phase programs. However, the trailing drawdown model requires tighter position sizing — use 0.35–0.5% risk per trade to protect the trailing threshold.
How much can you make as a funded trader in the USA?
US funded traders on a $100,000 account earning 5% per month at 80% payout would gross $4,000/month. In practice, consistent funded traders average 3–7% monthly on their funded accounts, with the majority of income coming from scaling. The Trade90 Safety System (0.5% per trade) is designed to build a consistent track record that prop firms reward with scaling to $200k–$400k accounts, multiplying monthly earnings proportionally.
What is the difference between Topstep and FTMO for US traders?
Topstep is a US-regulated futures prop firm trading CME contracts (ES, NQ, crude oil). FTMO is a Czech-based firm offering forex, metals, and CFD indices. For US traders, Topstep operates in a clearer regulatory framework under CFTC oversight but is limited to futures instruments. FTMO offers more instrument variety including spot forex and gold. Choose Topstep if you trade US futures; choose FTMO if you trade forex pairs or gold.
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